Autonomous Bookkeeping & Intelligence

Accounting that understands your business.

Your books, continuously understood. Continuous double-entry bookkeeping, explainable cash forecasting, and proactive financial insights. Never wait until tax season to know your real numbers.

Live Financial Command Center

Continuous General Ledger Sync • Dual Base Reporting

Current Cash

1,250,000

Bank verified balance
+ Receivables

+650,000

3 client invoices due
− Outflows

420,000

Projected ops expenses
− Recurring

180,000

SaaS & cloud commits
= Projected Cash

1,300,000

End-of-Month Runway
72%
Forecast Confidence ScoreModerate Reliability

Calculated from 90-day historic payment velocity (Acme Global settles in avg 6.2 days). Zero arbitrary guesses.

SOC2 Compliant Ledger Isolation
Interactive AI CFO Assistant

Ask PesaBill. Inspect the evidence.

No vague hallucinated answers. When you ask financial questions in PesaBill, every explanation is paired side-by-side with verifiable ledger records, transaction feeds, and mathematical proofs.

AI Financial Analysis

"Why did my operating expenses increase this month?"

Operating expenses increased 18.2% (₦204,800) compared with July 2026. This was primarily driven by two cost centers: AWS cloud compute scaling (+₦45,000 for database clustering) and new office ergonomic workstation hardware from Metro Supplies (₦42,500).
Operations budget remains within the safe quarterly envelope (+3.8% headroom).
Supporting Evidence & Ledger DeltasVerified Data

AWS Compute Scaling

Infrastructure
+₦45,000.00

Metro Office Supplies

Equipment
+₦42,500.00

Figma Enterprise Seats (3x)

Software
+₦28,800.00
Source: General Ledger Table #4810Query Latency: 180ms
Continuous Financial Engine

The data-to-insight pipeline.

How PesaBill transforms raw transactions into clean general ledger entries and proactive business decisions without human bookkeeping delays.

01

Raw Data Ingestion

Connects bank feeds, Stripe/Paystack webhooks, invoice settlements, and receipt OCR snapshots in real time.

Phase 01
02

Double-Entry Posting

Automatically records debits and credits following GAAP / IFRS accounting standards with immutable hash checks.

Phase 02
03

Autonomous Classification

Neural models assign appropriate chart-of-accounts codes and calculate localized VAT / sales tax splits.

Phase 03
04

Variance & Ratio Analysis

Detects cost anomalies, gross margin shifts, cash velocity changes, and debt service coverage variances.

Phase 04
05

Executive Briefing

Synthesizes raw balances into clear English executive summaries and strategic cash flow recommendations.

Phase 05
Every transaction log contains a verifiable immutable audit trail compatible with external CPA reviews.
Financial Diagnostics & Tax

Automated tax reserves & real-time liquidity.

Stop getting blindsided by year-end corporate tax liabilities. PesaBill accrues your estimated tax reserves and monitors your financial health score daily.

Automated Tax Provisioning

Calculates output VAT, input VAT credits, and Company Income Tax (CIT) estimates on every booked transaction.

Estimated VAT Liability₦84,250.00
CIT Provision (MTD)₦142,000.00

Real-Time Liquidity Health

Evaluates quick ratio, current ratio, and debt-service coverage to guarantee you can meet short-term commitments.

Current Ratio2.4x (Healthy)
Working Capital Buffer+₦1,420,000

Audit-Ready CPA Packages

Export Trial Balance, Balance Sheet, P&L Statements, and General Ledger CSVs formatted for QuickBooks, Xero, or your external accountant.

One-Click Export to GAAP / IFRS
Explainable Cash Forecasting

Forward scenario modeling without guesswork.

Toggle between conservative, expected, and optimistic scenarios to model your company's forward cash trajectory with mathematical clarity.

Expected Baseline (Most Likely)

Based on historical 90-day settlement velocity and existing signed retainer contracts.

Target Projection
Projected Inflows

₦2,450,000

Projected Outflows

₦1,320,000

Net Cash Velocity

+₦1,130,000

Estimated Runway

14.8 Months

Model Confidence: 78% (Baseline Target)Calculated over rolling 90-day intervals
Frequently Asked Questions

Everything you need to know about AI Accounting.

Answers to common questions about autonomous bookkeeping, data security, cash forecasting, and CPA collaboration.

PesaBill AI Accounting functions as an autonomous bookkeeping and financial intelligence platform. It connects with your invoicing, bank accounts, and expense streams to perform real-time double-entry bookkeeping, classify line items into standard chart-of-accounts categories, monitor cash flow runway, and surface proactive answers to complex financial questions.

Financial Intelligence

Your financial data already has a story. PesaBill helps you understand it.

Join thousands of businesses that use PesaBill to make confident, data-driven decisions every single day.

Continuous double-entry ledgerZero arbitrary AI hallucinationCPA-ready GAAP/IFRS export

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