Run your entire business with AI

Invoices, Payments, Accounting, Payroll, Inventory, Client Portals, Automation, and an AI Business Copilot — all in one platform.

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AI CopilotForecast

Cash flow forecast generated successfully.

2 min agoReady
Invoice PaidSettled

Received $4,500 from client.

INV-2026-0092Paystack
Inventory AlertStock low

Wireless Router reaches low stock threshold.

2 units leftReorder at 5
app.pesabill.com/dashboard/overview

Command Center Dashboard

Real-time ledger overview & AI priority checks

June 2026
MONTHLY REVENUE$48,600+12.4%
PAID INVOICES3496% velocity
OVERDUE DEBT$3,7903 reminders
PROJECTED FLOW+$14,250Healthy
Revenue vs Outflow Trend
Revenue Expenses
JanFebMarAprMayJun
AI Insights & Priorities
Cash Flow Forecast

Net positive cash flow expected next month with +12% inflow growth.

Overdue Accounts Receivable

Acme Corp ($2,500) is overdue by 4 days. Automatic reminders scheduled.

Inventory stock out risk

Wireless Router is low (2 units left). Draft reorder request compiled.

Ask AI Copilot

Everything Your Business Needs

Why juggle seven tools? PesaBill puts your entire financial and operational workflow into one command center.

Invoicing & Payments

  • Professional layout editor
  • Embedded checkout buttons
  • Recurring subscription links
  • Automated reminder routes

Expense Management

  • Expense receipts tracking
  • OCR scanning pipeline
  • AI ledger categorization
  • SaaS expense auto-logging

AI Accounting

  • Profit & Loss statements
  • Cash flow summaries
  • Country tax estimate sheets
  • Anomaly cash position checks

Client Experience

  • Branded client portals
  • Quotes & agreements editor
  • Legally binding e-signatures
  • Real-time comment exchanges

Operations Suite

  • Inventory stock level items
  • Employee contractor payroll
  • Internal team approval flows
  • Integrated workspace tasks

AI Copilot & Automation

  • Proactive risk scoring checks
  • Natural language rule generator
  • Persistent business memory book
  • Automated webhooks dispatch
Flagship Capability

Meet Your AI Business Partner

Ask anything, request forecasts, or auto-compile reminder sequences. The AI Copilot scans your invoices, expenses, inventory status, and tasks to execute complex decisions securely.

Example queries you can run:

Copilot Terminal v2.0
SECURE INSTANCE
How profitable was I this month?
PesaBill Assistant
FinanceAI Insight
Context vectors: 1,482 indices aggregated. RBAC isolation: tenant-12.
Command Center DashboardJune 2026

Net Profit Margin

74.4%

Overdue Debt ratio

5.8%

Real-Time Risk Indices

CASH_FLOW RISK
Low (14/100)
STOCKOUT RISK
Medium (45/100)
PAYROLL DEFICIT
Minimal (3/100)
Visual Command Center

Everything In One Place

Log into a unified dashboard that captures the exact cash position of your business. Monitor P&L balances, track vendor cost projections, adjust inventory, review payroll disbursements, and compile custom integrations natively without toggling applications.

Operations Feed

Instantly review pending invoices approvals, stock levels, and workspace task lists.

Integrated Audits

Immutable system logs mapping all transactions, API queries, and client downloads.

Modular Workspaces

Unify Your Financial Operations

Consolidate bookkeeping, client documents, and backend administration into dedicated, interconnected modules.

Financial Workspace

Maintain visibility over cash positions. Automate transaction categories, capture receipts via OCR scanning, and project tax liability dynamically.

Bookkeeping Defaults

Accrual Reporting Basis

Invoices auto-generate accounts receivable immediately on release.

Client Portal Platform

Deliver branded experiences. Share proposals, receive contracts signed via legal e-signatures, and offer native checkout links inside client portals.

Secure Signature

Signed via IP 192.168.1.1

Operations & HR Suite

Bridge internal organization. Auto-deduct stock inventory on payment matches, compile payroll runs, and route payouts through approval lines.

Payroll Action

Staff Payroll PaidRELEASED
Ecosystem & APIs

Connect The Tools You Already Use

Automate operations seamlessly. PesaBill is designed as an open developer ecosystem with support for incoming webhooks, OAuth tokens, developer API keys, and prebuilt configurations for major business tools.

Outbound Webhooks

Dispatch JSON payloads on event triggers (invoices paid, approvals requested).

Developer API keys

Read account databases, clients indices, or push invoices drafts via REST endpoints.

Stripe logo
HubSpot logo
Shopify logo
Google Sheets logo
Zapier logo
Woo
Airtable logo
Unification Value

Consolidate Your Software Stack

Ditch the complex web of API scripts and billing platforms. See how PesaBill unifies accounting, documents, and workflows.

CapabilityPesaBill OSTraditional Tool Stack
Invoicing & Checkout✓ (Integrated)QuickBooks / Stripe Billing
Accounting Ledger✓ (Integrated)Xero / QuickBooks Online
Contract Signatures✓ (Integrated)DocuSign / HelloSign
Staff & Payroll✓ (Integrated)Gusto / Rippling
Inventory Alerts✓ (Integrated)Katana / Fishbowl
Cross-App Automation✓ (Integrated)Zapier / Make
Context AI Advisory✓ (Integrated)Unavailable / Mock integrations

Save up to $340/month in subscription expenses while preventing data latency between platforms.

Target Solutions

Tailored For Your Workflow

Run Your Business Operating System Natively

Consolidate invoicing, global collections, receipt attachments, tax projections, team tasks, and custom automations rule compiler into a single workspace supervised by AI Copilot.

Core Features

AI Copilot chat terminal

Natural language rules compiler

Developer APIs & Webhooks

Compliance & Vault

Enterprise-Grade Security

We understand you are trusting us with your financial ledgers and credentials. Security is baked into our database schema by design.

Strict Tenant Isolation

Database transactions are gated per user ID scope. System memory queries will never expose parameters between clients.

Token Credentials Vault

Payment provider tokens and gateway settings are fully encrypted using AES-256-GCM before database write.

Immutable Audit Trails

All AI recommendations, client portal access magic links, and transactions write to immutable logs.

Flexible Plans

Plans Built For Value

Consolidate your stack and pay one predictable invoice. Upgrade to access operations or advanced intelligence metrics.

Currency:

FREE

$0

ALWAYS FREE

Perfect for freelancers and startups beginning operations.

  • Limited invoices (5/mo)
  • Basic templates
  • PDF download & Email
  • Basic expense tracking
  • Limited AI usage (3/mo)
GET STARTED
MOST POPULAR

PRO

$9/month

BILLED MONTHLY

For growing agencies, creators & consultants.

  • Unlimited invoices & estimates
  • Access all 20 invoice templates
  • Stripe, Paystack, Flutterwave, PayPal
  • Automated reminders & payment links
  • AI Invoice Assistant & OCR Scan (Beta)
GET STARTED

BUSINESS

$19/month

BILLED MONTHLY

For teams, retail stores and growing SMEs.

  • Everything in Pro plan
  • Client Portal & White-labeled domains
  • Inventory & Payroll management
  • Team approvals, tasks & up to 5 seats
  • AI Copilot & Advisor
  • API Access & developer webhooks
UPGRADE PLAN
Deep Feature Comparison

Full Plan Comparison

Invoice volume
FreeLimited (5/mo)
ProUnlimited
BusinessUnlimited
Invoice templates
FreeBasic templates
ProAll 20 templates
BusinessAll 20 templates + brand customization
PDF download
FreeYes
ProYes
BusinessYes
Email sending
FreeYes
ProYes
BusinessYes
Recurring invoices
FreeNo
ProYes
BusinessYes
Automated reminders
FreeNo
ProYes
BusinessCustom workflows
Payment links
FreeNo
ProYes
BusinessYes
Partial payments
FreeNo
ProYes
BusinessYes
WhatsApp sharing
FreeNo
ProYes
BusinessYes
QR code support
FreeNo
ProYes
BusinessYes
Multi-currency
FreeNo
ProYes
BusinessYes
Stripe
FreeNo
ProYes
BusinessYes
Paystack
FreeNo
ProYes
BusinessYes
Flutterwave
FreeNo
ProYes
BusinessYes
PayPal
FreeNo
ProYes
BusinessYes
Payment verification
FreeNo
ProYes
BusinessYes
Paid receipts
FreeNo
ProYes
BusinessYes
Payment tracking
FreeNo
ProYes
BusinessYes
Expense tracking
FreeBasic
ProYes
BusinessYes
OCR receiptsBeta
FreeNo
ProYes
BusinessYes
Recurring expenses
FreeNo
ProYes
BusinessYes
Vendor tracking
FreeNo
ProYes
BusinessYes
Category rules
FreeNo
ProYes
BusinessYes
Client management
FreeBasic
ProYes
BusinessYes
Estimates
FreeNo
ProYes
BusinessYes
Proposals
FreeNo
ProYes
BusinessYes
Contracts
FreeNo
ProNo
BusinessYes
E-signatures
FreeNo
ProYes
BusinessYes
Client portal
FreeNo
ProNo
BusinessYes
Rich document editor
FreeNo
ProNo
BusinessYes
Client messaging
FreeNo
ProNo
BusinessYes
AI invoice assistant
FreeLimited (3/mo)
ProYes
BusinessYes
AI accountant
FreeNo
ProYes
BusinessYes
AI financial advisor
FreeNo
ProNo
BusinessYes
AI Copilot
FreeNo
ProNo
BusinessYes
AI document assistant
FreeNo
ProNo
BusinessYes
AI forecastingBeta
FreeNo
ProNo
BusinessYes
AI risk monitoringBeta
FreeNo
ProNo
BusinessYes
AI workflow builderComing Soon
FreeNo
ProNo
BusinessYes
Business health dashboard
FreeNo
ProNo
BusinessYes
Profit and loss
FreeNo
ProNo
BusinessYes
Cash flow summary
FreeNo
ProNo
BusinessYes
Tax center
FreeNo
ProNo
BusinessYes
Revenue reports
FreeNo
ProBasic
BusinessAdvanced
Expense reports
FreeNo
ProBasic
BusinessAdvanced
ForecastingBeta
FreeNo
ProNo
BusinessYes
Anomaly detectionBeta
FreeNo
ProNo
BusinessYes
Inventory
FreeNo
ProNo
BusinessYes
Payroll
FreeNo
ProNo
BusinessYes
Employees
FreeNo
ProNo
BusinessYes
Contractors
FreeNo
ProNo
BusinessYes
Teams
FreeNo
ProNo
BusinessYes
Approvals
FreeNo
ProNo
BusinessYes
Tasks
FreeNo
ProNo
BusinessYes
Workflow automation
FreeNo
ProNo
BusinessYes
Integrations
FreeNo
ProNo
BusinessYes
MarketplaceComing Soon
FreeNo
ProNo
BusinessYes
API access
FreeNo
ProNo
BusinessYes
Webhooks
FreeNo
ProNo
BusinessYes
Developer dashboard
FreeNo
ProNo
BusinessYes
Team seats
Free1 User
Pro1 User
BusinessUp to 5 (scalable)
Roles & permissions
FreeNo
ProNo
BusinessYes
RBAC (Role-Based Access Control)
FreeNo
ProNo
BusinessYes
Referral link
FreeYes
ProYes
BusinessYes
Partner dashboard
FreeNo
ProYes
BusinessYes
Commission tracking
FreeNo
ProYes
BusinessYes
Payout tracking
FreeNo
ProYes
BusinessYes
Affiliate assets
FreeNo
ProYes
BusinessYes
Privacy center
FreeYes
ProYes
BusinessYes
Security center
FreeYes
ProYes
BusinessYes
Audit logs
FreeNo
ProNo
BusinessYes
Consent management
FreeYes
ProYes
BusinessYes
Trust center
FreeYes
ProYes
BusinessYes
Legal center
FreeYes
ProYes
BusinessYes
Support level
FreeSelf-service
ProPriority help desk
Business24/7 Priority SLA
Success Stories

Loved By Builders & Operators

"PesaBill consolidated my consulting contract templates and e-signatures into the client portal. I no longer pay for DocuSign, and payments are settled immediately."

LM

Liam Mwangi

Freelance UX Architect

"We manage seats, project rules, and client proposals in one place. The Cash flow forecasting maps our monthly overhead against client receivables with absolute accuracy."

AK

Amina K.

Managing Partner, Vertex Agency

"The low-stock alerts auto-trigger reorders in our feed. When coupled with Mobile Money settlement via Paystack, PesaBill feels like a complete operating system."

CE

Carlos E.

Retail Brand Operator

"The OCR receipt scanning automatically parses all our vendor expenses and syncs them straight to our ledger. It has made monthly bookkeeping and audit prep incredibly stress-free."

DO

David O.

Founder, Soles E-commerce

"Unified milestone proposals, contracts, e-signatures, and multi-currency billing in one platform. PesaBill saves me 5+ hours of administrative overhead every single week."

SJ

Sarah Jenkins

Independent CRM Consultant

"We connected PesaBill's webhook stream to trigger slack notifications when invoices are marked as paid. The developer APIs are solid, fully typed, and extremely reliable."

KB

Kofi B.

CEO, BitFlow Technologies

"The white-labeled client portals are beautiful. Our clients can view agreement details, sign milestones, and process deposits via Mobile Money or cards with absolute ease."

NT

Nia T.

Creative Director, Studio Bloom

"The automated payment reminders are a game changer. We reduced our outstanding overdue invoices by 72% in just two months without manual follow-up."

TA

Tariq Al-Sabah

Partner, Al-Sabah & Partners

"Running payroll distributions and matching our warehouse inventory stock counts all in a single ledger supervised by the AI Copilot has simplified our retail operations."

CN

Chidi N.

Operations Lead, Oasis Markets

Help & Documentation

Common Questions

Find answers to common questions about PesaBill's AI features, invoicing, payments, security, and pricing plans.

Stop Running Your Business Across 10 Different Tools

Manage finances, operations, clients, payroll, inventory, and automation from one intelligent platform supervised by your context-aware AI Business Copilot.

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Turn Your Network Into Revenue

Join the PesaBill Partner Program and earn recurring commissions by referring businesses.