Invoices, Payments, Accounting, Payroll, Inventory, Client Portals, Automation, and an AI Business Copilot — all in one platform.
Cash flow forecast generated successfully.
Received $4,500 from client.
Wireless Router reaches low stock threshold.
Real-time ledger overview & AI priority checks
Net positive cash flow expected next month with +12% inflow growth.
Acme Corp ($2,500) is overdue by 4 days. Automatic reminders scheduled.
Wireless Router is low (2 units left). Draft reorder request compiled.
Why juggle seven tools? PesaBill puts your entire financial and operational workflow into one command center.
Ask anything, request forecasts, or auto-compile reminder sequences. The AI Copilot scans your invoices, expenses, inventory status, and tasks to execute complex decisions securely.
Example queries you can run:
Net Profit Margin
74.4%
Overdue Debt ratio
5.8%
Real-Time Risk Indices
Log into a unified dashboard that captures the exact cash position of your business. Monitor P&L balances, track vendor cost projections, adjust inventory, review payroll disbursements, and compile custom integrations natively without toggling applications.
Instantly review pending invoices approvals, stock levels, and workspace task lists.
Immutable system logs mapping all transactions, API queries, and client downloads.
Consolidate bookkeeping, client documents, and backend administration into dedicated, interconnected modules.
Maintain visibility over cash positions. Automate transaction categories, capture receipts via OCR scanning, and project tax liability dynamically.
Bookkeeping Defaults
Accrual Reporting Basis
Invoices auto-generate accounts receivable immediately on release.
Deliver branded experiences. Share proposals, receive contracts signed via legal e-signatures, and offer native checkout links inside client portals.
Secure Signature
Bridge internal organization. Auto-deduct stock inventory on payment matches, compile payroll runs, and route payouts through approval lines.
Payroll Action
Automate operations seamlessly. PesaBill is designed as an open developer ecosystem with support for incoming webhooks, OAuth tokens, developer API keys, and prebuilt configurations for major business tools.
Dispatch JSON payloads on event triggers (invoices paid, approvals requested).
Read account databases, clients indices, or push invoices drafts via REST endpoints.
Ditch the complex web of API scripts and billing platforms. See how PesaBill unifies accounting, documents, and workflows.
| Capability | PesaBill OS | Traditional Tool Stack |
|---|---|---|
| Invoicing & Checkout | ✓ (Integrated) | QuickBooks / Stripe Billing |
| Accounting Ledger | ✓ (Integrated) | Xero / QuickBooks Online |
| Contract Signatures | ✓ (Integrated) | DocuSign / HelloSign |
| Staff & Payroll | ✓ (Integrated) | Gusto / Rippling |
| Inventory Alerts | ✓ (Integrated) | Katana / Fishbowl |
| Cross-App Automation | ✓ (Integrated) | Zapier / Make |
| Context AI Advisory | ✓ (Integrated) | Unavailable / Mock integrations |
Save up to $340/month in subscription expenses while preventing data latency between platforms.
Consolidate invoicing, global collections, receipt attachments, tax projections, team tasks, and custom automations rule compiler into a single workspace supervised by AI Copilot.
AI Copilot chat terminal
Natural language rules compiler
Developer APIs & Webhooks
We understand you are trusting us with your financial ledgers and credentials. Security is baked into our database schema by design.
Database transactions are gated per user ID scope. System memory queries will never expose parameters between clients.
Payment provider tokens and gateway settings are fully encrypted using AES-256-GCM before database write.
All AI recommendations, client portal access magic links, and transactions write to immutable logs.
Consolidate your stack and pay one predictable invoice. Upgrade to access operations or advanced intelligence metrics.
Perfect for freelancers and startups beginning operations.
For growing agencies, creators & consultants.
For teams, retail stores and growing SMEs.
| Core Feature Group | Free | POPULARPro | Business |
|---|---|---|---|
| Invoicing | |||
| Invoice volume | Limited (5/mo) | Unlimited | Unlimited |
| Invoice templates | Basic templates | All 20 templates | All 20 templates + brand customization |
| PDF download | |||
| Email sending | |||
| Recurring invoices | - | ||
| Automated reminders | - | Custom workflows | |
| Payment links | - | ||
| Partial payments | - | ||
| WhatsApp sharing | - | ||
| QR code support | - | ||
| Multi-currency | - | ||
| Payments | |||
| Stripe | - | ||
| Paystack | - | ||
| Flutterwave | - | ||
| PayPal | - | ||
| Payment verification | - | ||
| Paid receipts | - | ||
| Payment tracking | - | ||
| Expenses & OCR | |||
| Expense tracking | Basic | ||
| OCR receiptsBeta | - | ||
| Recurring expenses | - | ||
| Vendor tracking | - | ||
| Category rules | - | ||
| Clients & Documents | |||
| Client management | Basic | ||
| Estimates | - | ||
| Proposals | - | ||
| Contracts | - | - | |
| E-signatures | - | ||
| Client portal | - | - | |
| Rich document editor | - | - | |
| Client messaging | - | - | |
| AI Features | |||
| AI invoice assistant | Limited (3/mo) | ||
| AI accountant | - | ||
| AI financial advisor | - | - | |
| AI Copilot | - | - | |
| AI document assistant | - | - | |
| AI forecastingBeta | - | - | |
| AI risk monitoringBeta | - | - | |
| AI workflow builderComing Soon | - | - | |
| Accounting & Reports | |||
| Business health dashboard | - | - | |
| Profit and loss | - | - | |
| Cash flow summary | - | - | |
| Tax center | - | - | |
| Revenue reports | - | Basic | Advanced |
| Expense reports | - | Basic | Advanced |
| ForecastingBeta | - | - | |
| Anomaly detectionBeta | - | - | |
| Operations | |||
| Inventory | - | - | |
| Payroll | - | - | |
| Employees | - | - | |
| Contractors | - | - | |
| Teams | - | - | |
| Approvals | - | - | |
| Tasks | - | - | |
| Automation & Integrations | |||
| Workflow automation | - | - | |
| Integrations | - | - | |
| MarketplaceComing Soon | - | - | |
| API access | - | - | |
| Webhooks | - | - | |
| Developer dashboard | - | - | |
| Team & Permissions | |||
| Team seats | 1 User | 1 User | Up to 5 (scalable) |
| Roles & permissions | - | - | |
| RBAC (Role-Based Access Control) | - | - | |
| Growth & Referrals | |||
| Referral link | |||
| Partner dashboard | - | ||
| Commission tracking | - | ||
| Payout tracking | - | ||
| Affiliate assets | - | ||
| Security & Compliance | |||
| Privacy center | |||
| Security center | |||
| Audit logs | - | - | |
| Consent management | |||
| Trust center | |||
| Legal center | |||
| Support | |||
| Support level | Self-service | Priority help desk | 24/7 Priority SLA |
"PesaBill consolidated my consulting contract templates and e-signatures into the client portal. I no longer pay for DocuSign, and payments are settled immediately."
Freelance UX Architect
"We manage seats, project rules, and client proposals in one place. The Cash flow forecasting maps our monthly overhead against client receivables with absolute accuracy."
Managing Partner, Vertex Agency
"The low-stock alerts auto-trigger reorders in our feed. When coupled with Mobile Money settlement via Paystack, PesaBill feels like a complete operating system."
Retail Brand Operator
"The OCR receipt scanning automatically parses all our vendor expenses and syncs them straight to our ledger. It has made monthly bookkeeping and audit prep incredibly stress-free."
Founder, Soles E-commerce
"Unified milestone proposals, contracts, e-signatures, and multi-currency billing in one platform. PesaBill saves me 5+ hours of administrative overhead every single week."
Independent CRM Consultant
"We connected PesaBill's webhook stream to trigger slack notifications when invoices are marked as paid. The developer APIs are solid, fully typed, and extremely reliable."
CEO, BitFlow Technologies
"The white-labeled client portals are beautiful. Our clients can view agreement details, sign milestones, and process deposits via Mobile Money or cards with absolute ease."
Creative Director, Studio Bloom
"The automated payment reminders are a game changer. We reduced our outstanding overdue invoices by 72% in just two months without manual follow-up."
Partner, Al-Sabah & Partners
"Running payroll distributions and matching our warehouse inventory stock counts all in a single ledger supervised by the AI Copilot has simplified our retail operations."
Operations Lead, Oasis Markets
Find answers to common questions about PesaBill's AI features, invoicing, payments, security, and pricing plans.
Manage finances, operations, clients, payroll, inventory, and automation from one intelligent platform supervised by your context-aware AI Business Copilot.
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